By Akaisha Kaderli, Guest Contributor I’m a world traveler, and I’m here to help. Grown adults from the U.S. and Canada can find themselves shaking in their boots, confused, frustrated or even angry when it comes to bargaining for goods in foreign countries. It’s safe to say that many Americans find it distasteful, yet bargaining […]

  This post is sponsored by the National Foundation for Infectious Diseases through an unrestricted educational grant from Merck & Co., Inc. to write about pneumococcal disease but all opinions are my own. Gratitude is essential to happiness and gratitude is one of the fundamental tenets on which I have based my life. And, good […]

“I don’t understand the stock market.” Over the years, we have heard this statement from people of all ages. We’re unclear as to whether it’s an excuse not to invest in equity markets or as a reason. Yet, these same people may have a pension, a 401K, or a life or home insurance policy – […]

As we go through our days, lots of unexpected thoughts pop up in our minds. We hear a song, and a memory of the past comes to the surface. Or, we listen to a newscaster gab or read an article and visualize a scene, and suddenly a thought occurs to us. Our minds ponder a […]

We decided to take Social Security at age 62. We know there are as many ways to consider this decision as there are days in a year. And many experts advise against taking social security “early” so that you get a bigger check at full retirement age. It is hard to argue against that. We […]